Instead of going to the salon evey few months, I've been coloring my hair at home. Works just as well as the salon for much less. I get my hair trimmed and styled at Famous Hair for around $12.

I use drugstore make up and cleansers instead of the pricey brands. My favorites are St. Ives for cleanser and moisturizer and Physician's Formula for mineral makeup.

I rent books and videos from the library. Doesn't cost a thing and they have a good variety of videos and cd's to choose from.

Our car is 12 years old, and we plan on hanging on to it as long as possible. We recently had to have some mantenance done on it, but it's cheaper than buying another one. Besides, this car is already paid off.

I buy most of my clothes at JC Penney. They always have sales going on, and I receive coupons from them in the mail. Am finding bargains there all the time.

We don't eat out much and haven't gone to the movies in a long time, which helps save money. These are just a few of the things we do to budget.

Ellen

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