I have not had that kind of rotton luck on a breeding loan yet, I can't even imagine what it would be like hypothetically.

I do have a current female out on a breeder loan. I didn't even think to put in a value or stipulations on if she dies. I can only hope the breeder who has her would do the right thing of giving me an animal of equal value. Now, we did agree on pictures being taken of all the babies, separated in piles according to morphs and sex, him having first pick, me getting 1/4 or 1/3 of the morphs produced (I'd have to look it up to be certain)and all of the normals. Since our animals are of about the same value, I think a 50/50 split would have been more appropriate, but I did agree to his terms. I didn't get a contract drawn up, but did save all our emails. Now, will he skim off the top and keep the best couple of babies, never showing me pics of them? Well, that I'll never know. At some point you just have to allow for some trust and hope the other party does the right thing. We will have to see how this turns out in the end.

I have drawn up a breeding loan contract with someone who was considering loaning me an albino female for my DH Sunglow. We agreed I would pay 3k, if something were to happen to her while in my care..though I didn't think to include the value of my male if she were to kill him. And we did agree to a 50/50 split of the litter, as I described above. Now, the people ended up needing to sell her outright, but had it gone through, and had she come to me healthy, I would have been obligated to pay for her or offer an animal of equal value that they agreed upon. I had not specified a length of time to pay the female off, it didn't occur to me. But, I would hope they would be willing to wait for me to sell some offspring, versus an immidiate demanding, which I couldn't afford, obviously, or I would have bought her outright. They offered her to me for $2500 privately to outright buy her, but still would have had to have paid $3k if she died, because that is what we contracted for.

I have, as your friend might have, very few animals, with no animals I could part with, as I do not have two of anything, and don't have very many in any event. Now, if the other party was being a poo-poo and wasn't going to work with me in any way, because they've had their eye on one of my few animals, then I suppose I would have no choice but to give one of my few up. But, my hopes would be that they understood and been willing to work with me by:allowing me to send money as I have it, take there pick of however many offspring I produce to equal the value of what they lost, or wait for me to sell said offspring to pay them off.

Now that you have brought all this other stuff up that I haven't considered, I will have to make sure I ammend all future contracts, just to be on the safe side.
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Delusions of Grandeur feed the EGO...

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