in my opinion, but I had thought to waylay the fears of the person donating their female to a breeding loan with me, even if it cost me in the end.

In reality, I think negligence is the main issue for replacement or payment. I think probably a necropsy split by the two parties would be in order if the loaner didn't believe what happened. Pictures are a must too. Negligence too can be hard to lay blame on...I guess it would depend on how long the animal was away. Otherwise, one would wonder whether it was a pre-existing condition or not.

Loaning can be a scary adventure with both parties. It's a gamble and anything can happen. But, the rewards can outweigh the risks if all goes well.
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Delusions of Grandeur feed the EGO...

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