I worked in the insurance industry for 5 years and can agree with the previous statement. Most 'common' insurance companies will NOT cover reptiles (or most live animals for that matter) and the majority of them will drop all of your coverage if they know you have snakes/reptiles. Similar if they find out you have a pit bull. (Believe me, I looked into it as I had both snakes and a pit at that time.) You can usually look at the contact for your existing policy to see if they can provide coverage.

There are very few insurance companies that will actually cover you collection and the main one that I know of that will is Lloyds of London. I cannot remember for sure if Chubb, Travelers or Firemans Fund would but those are other possible options. Most of these insurance companies are expensive and when I worked in the high-end side of insurance the people we covered were spending 10K or more a year just on insurance. I have a contract somewhere for Lloyds of London coverage for exotics so if you are interested, shoot me an email and I'll see if I can forward it to you.
Good luck!
-April
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'There is a very fine line between "hobby" and "mental illness."' -Rainshadow

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