Reptile & Amphibian Forums

I was wondering If anyone has axperinces with borrowing money from lenders such as banks for their business or just purchasing snakes. What was the lenders attitude and were they understanding of the business. What bank or lending institution did you use?

I worked in the financial industry for a few years, I can tell you what kind of loan to seek and some other alternatives. When seeking a loan from a lending Institution for small business they will ask you if it is a wholesale or retail place of business. You will need to show a business plan and sit down with an attorney to discuss insurance, inventory and you may need to pay someone to audit your business. You may need some collateral like a house or land to put up against the loan depending on your credit and lending history.
The next and more viable why of getting large amounts of money is to own your own home and then finance or refinance. Less questions are asked and with todays Real estate values you may find this to be the best way for you to go. If you have nothing and are low on credit your best bet is to apply for credit cards, just keep applying over and over build your credit over the long haul and pray that don't wack you with some huge interest rates and this is also not as safe as borrowing from your house if you have one...