You can palpate a turtle to check for eggs. Gently hold her on her side. Place a finger in the pocket just anterior to her rear leg on the side facing down. This pocket is between her leg and the bridge between the carapace and plastron. If the eggs are mature enough, you can usually feel them. If she's struggling a lot, what you feel may actually be a bone, but it is smaller and will move around much more.
If you want her to lay, you're going to have to provide her with both a swimming area and a decent sized land area. The smallest I'd go is 1' squared on the land. You need to let her choose when she's going to lay, that's why I recommend the swimming area. She needs to feel pretty comfortable. I say this, but I've known guys who can read their females behavior. They'll just place them in a bucket of dirt with a heatlamp. The female will almost immediately start laying. I don't think this is typical. Make sure there is a good warm spot using a heat lamp on the land, and hopefully she'll go to it. Also, if she does lay in the water, incubate them anyway. Some, or all, may still be viable.
Good luck.