"Another thought I have is that maybe the situation has come about because I now have to use chlorine and chloramine remover each time I clean the turtle's quarters."
Why have you needed to start using these products? Did you switch from well to municipal water? If you did, this could most certainly be your problem. Depending on where you live geographically, most well water is naturally more acidic than city water. There are other things about municipal water, but I won't get into that here. Let's just say...better use a Brita.
As far as the water conditioning products...that's very interesting. Some are labeled as containing "electrolytes". They don't specify. If one of those includes dextrose, glucose, or some other sugar...that could be a problem right there. Huh, I'm going to have to keep my ears open for that one. This might be a good post topic..."Have keepers noticed more fungal infections with the use of water conditioners".
Good conversation, Mayday. Thanks.