Thank you to all for the help. I've read all the threads a couple of times and I greatly appreciate the responses! 
"Lucy" is in a great, clean environment; 'she' (not sure) was out and about yesterday after her evening substrate cleaning. The vet can't get to see her for a couple of days, so I'll be washing with a luke warm betadine/water solution, gently rubbing necrotic scales and applying neosporin twice daily until we get to the vet.
I will keep you all updated and hopefully I'll have great pics of a healthy belly soon!
Thank you again! You've all been so wonderfully kind.
graycat 
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...got balls?
graycat 


