95 is honestly kinda hot unless your snake might be sick. Most of my animals are kept between 85-90, depending on time of day and how cold the house is.
I don't use any kind of additional lights to heat, as they tend to dry out the enclosure. They also will bump up the temperature of the entire cage to a level that is too high, unless you have the light on a dimmer. I found when I tried to use lights that I eventually had the dimmer on so low I might as well not have had it on at all.
If your house is warm enough for you to be comfortable (70 ish) chances are that snake cage with the UTH is going to be just fine for the snake. Watch your snake - if it is spending all of its time on the warm side, then find a way to heat up the whole cage a little bit. This could be with a low wattage red heat light, or by upping the thermostat in your house... Or another UTH, but then you'd just have a whole lot of the cage at the same temperature, which is not what you want.
If the snake spends all of its time on the cool side, then it's too hot in the cage, and you need to turn down the rheostat on the heat pad, and/or turn off the heat light.
What works for one snake doesn't necessarily work for all of them. Watch your snake, and if it's going back and forth between sides, and actively thermoregulating, then you know you've got it right.
You might want to try a different substrate - Aspen or cypress mulch, for instance. My personal experience with reptile carpet has never been good, and you may find that the snake seems to enjoy shoving around the substrate more than laying on the scratchy carpet. The loose substrates also help with humidity, and if you use any kind of radiant heat (like that ceramic heat emitter), humidity is likely going to be an issue.
~jenny
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"Polysyllabism in no way insures that what you're saying is actually worth being heard." - Blake (an e-friend of mine)
"I have never made but one prayer to god, a very short one: "O lord, make my enemies ridiculous." And he granted it." - Voltaire