Since both Piebald and Albino are recessive traits you do indeed have to get the gene from both parents in order to produce the homozygous animal, which will show the trait. When both parents are heterozygous, each baby has a 25% chance of being homozygous.
However, don't forget that many possible hets are indeed hets. Per above, both parents must be hets in order to produce the mutant, however they don't have to have been sold as 100% hets. I bred a 66% chance het albino male to a 50% chance het albino female and produced two albinos (unfortunately both dead in the egg). I now know that both parents are 100% for sure hets but they didn't start out that way. I also believe and have heard of cases where "normals" turned out to be hets. It's rare but more common than you might think.
So, the sure way to know you have a chance is to purchase and breed 100% hets. The next best is to use high % possible hets and hope you get lucky. Also, it's not completely inconceivable that you would breed a het pied to a random normal and she would turn out to also be a het but there might be somewhere around 1 in 1,000 odds against that.