First off, there are many different reasons for CDD(calcium deficiency desease). The lack of UV is one small cause. UVA and UVB is suppose to convert Vitamin D to D-3, and D-3 is what allows calicum to be placed. So without it, calcium cannot be placed. As you mentioned, that is wrong. It appears D vitamins can be converted to D-3 without UVA or UVB(special bulbs). My guess is, it takes heat to convert D to D-3.
We have proved hundreds of times over that UBA or UVB bulbs are NOT needed to raise strong healthy reproductive adults.
The problem is, there are many ways to cause the CDD. And its simple and common sense. The most simple is, a simple lack of calicum in the diet. A monitor can have all the D-3 in needs, but if there is not enough Calcium to place, it will become calcium deficient.
ALso, Stress will inhibit the placement of calcium, so even if there is enough calcium in the diet and plenty of D-3 to place it, stress can STOP the placement of Calcium.
ALso, monitors are prone to stress issues, stress also appears to effect the immune system.
The REAL problem with monitors is, they hide their stress until its too late. FOR INSTANCE, monitors are not SNAKES, snakes stop feeding the moment any stress is presented. Either physical stress or environmental. Monitors on the otherhand, will feed up until a week or so past death, or so it seems. That is, they keep feeding even after organ damage. So the feeding response is "not" a good indicator of stress with monitors.
The Big problem is VETS are not current. They only have old texts to learn from. You see, Vets are not successful monitor keepers, they are vets, so they normally do what you do, google it up and go from there. Which may be of help or it may not be either. Good luck