I have been doing live animal presentations since 1989. I only recently have been asked by a public school about liability insurance. I decided to look into it although I have never needed it, I have learned that some of my competitors do carry it, so I figure I should obtain it. My problem is that im having a hard time acquiring it. I cannot find a carryer that will cover me for anything other than slips and falls! I would rather not turn to my competitiors for "advice." Any suggestions? I'm in Massachusetts. Thank yo