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Puppy Insurance

abbyj13 Jul 07, 2004 08:45 PM

I am getting my first little Yorkie in a few weeks and know that I would like to get pet insurance for her. I have tried to research some of the different carriers, but it is so hard to tell what is going to work the best for a particular breed by simply reading the websites. Does anyone have any opinions??? Thank you!!!!

Replies (1)

Chelle Jul 09, 2004 11:55 AM

I researched insurance for my pets a few years ago and came to the conclusion (based on what was available at the time) that one is better off setting up a savings account for medical costs than investing in actual pet insurance. Most insurance companies will pay for the basics- neuter, spay, shots, but they fall short on their ability to cover major things known to be inherent to a specific breed. I'm not sure if it's gotten better over the years though. I'd read the fine print well personally. Accidents tend to be covered, but with higher deductibles so you'd still need some in savings to assure you'd be able to pay the deductible. Why not just set asside $1000 to $2000 right away and hope you never have to use it? That way, it's still yours no matter what and if you never have to use it, you can use it to pay for your next dog in 15 years. Sitting even in a modest savings account it can still draw interest. Just my humble opinion though.
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Chelle and the rest of the crew including, but not limited to Kita and Taiko (the shiba inu wrestle maniacs), Adi (reserved and dignified tabby cat), and all 28 reptiles

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