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APBT and Health Insurance

VanillaEps May 22, 2007 10:31 AM

I am currently researching APBT's and would love to rescue one in the near future. My girlfriend has an English Cocker and hates the idea of the APBT. Like others, she has the notion of them being vicious, dangerous, and barbaric. She prefer that I rescue a Cocker or similar dog.

I completely disagree with those views and am proud to live in a state that has passed a law that PROHIBITS breed specific legislation. Even more proud to say that the Senator that pushed for this law represents and lives in the village that I currently reside in.

I know that there are some issues with Home Insurance and APBT's, but what about Health Insurance? My girlfriend seems to believe that I may have problems with my Health Insurance if they were to find out that I own an APBT. Is this true and has anyone experienced this?

Thanks!

Replies (3)

Skaket May 22, 2007 12:50 PM

>>I am currently researching APBT's and would love to rescue one in the near future. My girlfriend has an English Cocker and hates the idea of the APBT. Like others, she has the notion of them being vicious, dangerous, and barbaric. She prefer that I rescue a Cocker or similar dog.
>>
I completely disagree with those views and am proud to live in a state that has passed a law that PROHIBITS breed specific legislation. Even more proud to say that the Senator that pushed for this law represents and lives in the village that I currently reside in.

I know that there are some issues with Home Insurance and APBT's, but what about Health Insurance? My girlfriend seems to believe that I may have problems with my Health Insurance if they were to find out that I own an APBT. Is this true and has anyone experienced this?

Thanks!

Gee, I'm not sure about this but it would be wise to check with your insurance company before you make any decisions. It may also vary from state to state. Then again, they may provide you with coverage but up your premiums. Not only may you have problems with your health insurance, you may also have problems with your homeowner's insurance.

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Mary Lou & Katie

PHFaust May 24, 2007 11:00 AM

>>I am currently researching APBT's and would love to rescue one in the near future. My girlfriend has an English Cocker and hates the idea of the APBT. Like others, she has the notion of them being vicious, dangerous, and barbaric. She prefer that I rescue a Cocker or similar dog.

Perhaps some time around them would help. Check out local rescue events in your area. Many people who have preconceived notions on pits have never met one. When looking at a rescue, should you and girlfriend live together a few things to look for. Look for pits that are either A: dog friendly. Live with other dogs. Yes there is the prey drive and animal agression in APBT. You need to find one that is proven good with other dogs. A good rescue will know what is a good match. Trust their instincts when you adopt. The other thing you want to look for with a cocker or another small dog involved is B: Good with cats. Small dogs and cats are same sizes. You can also pass this tidbit to your girlfriend. In the 6 years I have been working with bullies as well as 2 years in a shelter, there have been only two bites on my record. In fact my full life for that matter. Both were cockers. Granted neither were the more stable english variety, however both were cockers. Just because their small does not make them more stable. What you put in the dog is what you get out. Getting off soap box to answer other questions...

>>I completely disagree with those views and am proud to live in a state that has passed a law that PROHIBITS breed specific legislation. Even more proud to say that the Senator that pushed for this law represents and lives in the village that I currently reside in.

Wonderful to hear that. But never let down your guard as an owner of an APBT. There are actually cities where dogs over a certain WEIGHT are banned.

>>I know that there are some issues with Home Insurance and APBT's, but what about Health Insurance? My girlfriend seems to believe that I may have problems with my Health Insurance if they were to find out that I own an APBT. Is this true and has anyone experienced this?

I have never ever heard about the health insurance. Homeowners yes. Thats why we have State Farm. They insure on the dog, not the breed. I have never met anyone who has had any bull breed and had problems with health insurance. I would be safe to say you are in the clear there.
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Cindy & the bully boys
CGC Brutus the bullheaded bulldoggie
CGC Caesar the fabulous pittie

angel416 May 27, 2007 02:04 PM

I would agree with previous posters. I don't think you would have any issues. I know alot of people that make comments like that in reguards to APBT. I think they are just a misunderstood breed.

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