Well, I would have to say that in certain parts of the country, it is definately more cost effective to raise reptiles (bearded dragons/chameleons/uromastyx) outdoors. In Southern California (for example). The cost of indoor lighting can easily push your electric bill up an additional $600 - $800 per month. I don't know about anyone else, but I can build some pretty nice outdoor enclosures with that amount of money and if you choose the proper materials, weathering and maintenance is minimal. Winter here only lasts approx 3 months, just enough time to brumate (except for the chameleons which we move indoors).
Some thing that most people don't take into concideration is Bearded Dragons, like many other lizards, have a "Third Eye" on the top of their head that is a photo sensor. This is what tells the dragon where the best basking spot is. It gives him the intesity and UV information he needs.
We all know (at least I hope we all know) that UVB stimulates the body to produce vitamin D3 and it is vitamin D3 that is essential for the absorbtion of calcium.
So it would stand to reason that you can supplement with vitamin D3, however, the amount of supplementation is where it gets tricky. It is very easy to OVER suppliment with D3 and over-supplementation has very negative effects. In order to adequately supplement with vitamin D3 without overdosing, you would need to know the exact D3 content of your dragons diet. Anyone here know how much D3 crickets and mealworms contain? If they contain any at all?
Now, for those people who wish to go through all the scientific research and exact measuring, that is great, more power to you and definately let the rest of know how it's going. For those who just don't have the time or the inclination, the best way of insure our dragons gets the calcium they need is to use a reliable UVB source.
I personally, have also observed that with the use of UVB, my dragons have increased activity, a better appetite and better coloration. Based on what I have observed, I would call those benifits.
Wendy 
Scales - Premium Exotic Reptiles