You're certainly not spitting into the wind. In fact, you've probably hit the nail on the head, because the answers to your questions are yes, yes, yes (possibly), no, and yes!
Actually water levels haven't risen. They've fallen, tho!! Recent dry summers have dropped the lake level several feet, effectively moving the water line well away from where the shoreline normally is. There now is up to 20 feet of open flat dry land between the water and what used to be shoreline vegetation. This is not good if you're a water snake that likes to hide out near the water. The lake is large enough that it will never dry up completely, but this certainly is an environmental change that might give semi-aquatic snakes a cause to move elsewhere.
Subtle indications of native predator population? You bet there are!! Two come to mind. Beavers - a most definite increase in beaver activity over the past few years. Their handiwork (gnawed trees, beaver dams) has been much more evident lately. The other candidate is carp. The lake is home to what seems to be a growing number of carp, or at least some type of large fish (3-4 feet or more in length). They apparently have nests in the shallow water just off shore; if you walk by close enough to startle them, they suddenly swim off - and create a sizeable commotion in doing so. (It's a wonder that there aren't stories of a lake monster!)
I don't know if the lake is stocked. It could be that these large fish were introduced recently, or at least their numbers increased through a stocking program. Or, their numbers may be on a natural upswing (thanks in part to the consumption of large numbers of water snakes!!)
As for human involvement, yes, there is a fair amount of activity going on in areas surrounding the park. Mostly residential construction. That could, I suppose, force predators out of surrounding areas and into the park. That might explain the (apparent) increase in beaver activity.
There aren't a whole lot of human visitors, at least not a substantial increase therein over the years. Recreational fishing (catch and release) is allowed, but otherwise it's simply a wilderness area with a lot of trails for jogging, hiking, etc. No camping, no hunting, no boating, no fishing, no motor vehicles. (...not a single luxury, like Robinson Crusoe, as primitive as can be!) Nature lovers go there to get away, but visitors' numbers generally are kept down by ticks, chiggers, and the heat of summer.
The bottom line is that there are several possible explanations, and the answer may involve a combination of factors. I think I'd bet on the carp. Large predatory fish certainly would explain why only semi-aquatic snakes are disappearing!