Reptile & Amphibian Forums

Anyone out the have insurance for there animals if your house bruns down or your animals are stolen? Where do you get?

Thanks Tom

If you are an incorporated business, you can get fire and theft insurance similar to a pet shop. Find a insurance agent that specializes in commercial insurance.

I talked to my insurance agent a number of years ago about insuring my collection. Not only did he not want to insure them but he said they could cancel my homeowners insurance because of "perceived" threats like someone being bitten or increased risk of fire from the lights and heating elements. He told me he would pretend we didn't have the conversation.
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We are not humans having a spiritual experience, we are spirits having a human experience.

>>We are not humans having a spiritual experience, we are spirits having a human experience.

...no doubt...thats a good one.
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Charles Glaspie

Tanstaafl:
"There ain't no such thing as a free lunch".
An acronym created by my favorite author Robert A. Heinlein.

awful, but true!

I'm in Canada and it's the same here, you CAN NOT get home insurance if you have reptiles (they say it's cuz of increased fire hazzard), AND, if you get the insurance and don't tell them about the reptiles and something happens like a fire or anything else, they WILL NOT PAY YOU when they find out about the reptiles!!!!

I often run across this problem because I rent, usually the landlord wants me to get insurance, but it's hard to explain to them that I just CAN'T! lol

So until insurance companies get their heads outta their butts, so to speak, we are stuck with no insurance.

Sorry we couldn't give you better news,

Jessy
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1.0 gorgeous spider ball python
2.2 het for axanthic
5.9 normals
www.blazingreptiles.com coming soon!

I was told Loyd's of London will do it and perhaps Traveler's.

Good luck,

Ian

THERE SHOULD BE A REPTILE INSURANCE AGENCY!!!!! THERES PET INSURANCE. one of us should go into a insurance business...lol.... seriously!!!

First of all, with the home insurance, avoid AMA! They are definately afraid of snakes, and because I was flatly declined insurance I did a small research paper for my local herp society on insurance.
What I found was that about half of the company's will insure your home, and about half of these will do so at no extra cost. Obviously something to consider though is that if a heating pad causes a fire, and is obviously not intended for 24/7 usage, you may be screwed. Another reason to use herp products. I personally use Peace Hills insurance because they do my car as well (I'm in western canada), and are rather cheap.

I can't speak for all insurance companies, but if you have AMA insurance, (they don't know you have snakes of course)and you have a claim that reveals your herps, they will honor the claim and then end your insurance.

For insuring the actual snakes, they are just like any other collection and need to be proffesionally appraised before they can be insured.