Well, if you have not taken the money, I would not take it, and wait until you have $1K of your own money, and buy some normal females and a Pastel male, or a trio of het Ghosts. I think it is a bad idea to go into debt banking on live animals making you millions, ESPECIALLY with family. It is a very BAD way to start. What if you spend your $10K and your prize male, or female dies? What do you tell your dad? You probably do not tell him, and have to start making up stories to cover.......
Ok, so if you have taken the money, what do do with it. I would get a Pastel Pair, Pastel males are great back up breeders, and Pastel females are gold, I saw male Pastels for $550 and females for $1200 at Anaheim. So there goes $1750. I would get a Ghost and Albino female, which will go about $5000 for both, leaving you about $3250 left, which I would use to get a nice Pied male, and breed him to your Albino and Ghost females, making some [bleep]in DH's. Breed the Pastels, or take the Pied to the Pastel, and breed your male Pastel to some normal females. What are you going to do about caging? Incubator, food, thermostats, Helix controls. Racks are expensive, and it is very easy to lose $$$$$$ eggs if you use a cheap or faulty incubator, I know from experience. You are going to go a year or two with probably no money coming in, unless you have some normal females for your Pastel male....you seem to be counting on making big money, and quickly. I honestly think you are in for a rude awakening, and so is your dad. If I was you, I would look at a pair of het clowns, Clowns are going to be very sought after for awhile, you can get a pair for under $3K-Het pair, and maybe get a Het Pied pair too, for like $1500, Het Pieds are cheap now. You spent less than half your money-or your dads money, and if you cannot get anything to breed, if you have bad luck, if eggs mold, snakes do not lay, you will find out relatively cheapy. BUT, get what you like, if you just love albinos, get a pair, and maybe a het pair of ghosts, but I would NOT spend all the $10K at one time. Especially if you have not gotten a rack yet. If you love Albinos, get a nice Albino female, get the male next year when he probably will be cheaper, take it slow, do not make any hasty decisions.