NO CLUE where the rest of my answer went!!!

I was going to say I actually write "pay Visa" on the calendar ten or twelve days before the due date, so I get the check in the mail in time for it to get there.
If money not in bank account then, at least I have a constant daily reminder to mail it as soon as possible but most of the time, I get it in the mail in plenty of time.

Getting away from work on time is a different story, especially if you have people who dump on you or begin things late in the day. Good luck with that!

Hope everyone has a great 2008. Katc

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